The stability of the euro.
The speed of blockchain.
Stablecoins are digital currencies pegged to fiat — always worth $1 or €1. SecurePay.Tech uses them to move money globally in seconds, at a fraction of traditional banking costs, with zero volatility risk.
Calculate your savings →What exactly is a stablecoin?
A stablecoin is a digital currency designed to maintain a fixed value relative to a fiat currency — typically the US dollar or euro. Unlike Bitcoin or Ethereum, the price does not fluctuate.
They run on public blockchains, which means transfers settle in seconds, are globally accessible 24/7, and cost a fraction of traditional wire transfers.
For businesses, this means the speed and cost efficiency of crypto — without any of the volatility risk.
The stablecoins we use
SecurePay.Tech operates exclusively with regulated, audited stablecoins from established issuers — no algorithmic or unregulated tokens.
The most regulated and transparent stablecoin. Backed 1:1 by USD held in audited reserves. Preferred for institutional and compliance-sensitive operations.
The highest liquidity stablecoin globally. Widely accepted across exchanges and payment rails. Ideal for high-volume cross-border settlements.
Euro-denominated stablecoin for European businesses. Eliminates FX conversion costs on EUR-to-EUR operations. RGPD and MiCA aligned.
What this looks like for your business
- ✗Wire transfer to supplier in Asia: 3–5 business days
- ✗SWIFT fees: €25–50 per transaction
- ✗Correspondent bank fees: hidden, unknown until arrival
- ✗FX spread: 1–3% on currency conversion
- ✗No real-time visibility on payment status
- ✗Manual reconciliation at month end
- ✓Transfer to supplier anywhere: under 60 seconds
- ✓Fee: 0.5% flat — no hidden charges
- ✓Recipient gets exact amount sent — always
- ✓No FX risk — stablecoins maintain fixed value
- ✓Real-time dashboard — see every transaction live
- ✓Automatic compliance reports for accounting
Questions businesses ask
No. Stablecoins are a settlement layer — your customers pay in their preferred currency (card, bank transfer). The conversion to stablecoin happens automatically on the backend.
That is the key advantage of stablecoins over crypto. USDC is always worth $1.00. EURC is always worth €1.00. There is no price volatility — the peg is maintained by cash reserves held in regulated banks.
Yes. Stablecoin payments operate under the MiCA regulation (Markets in Crypto-Assets) which came into force in the EU in 2024. SecurePay.Tech operates from Portugal under EU law.
Every transaction generates a detailed record with timestamp, amount, sender, recipient, and on-chain reference. These export to CSV or PDF for your accounting team or ERP system.
Bitcoin and Ethereum fluctuate in value — they are speculative assets. Stablecoins are fixed to a fiat currency and designed specifically for payments, not investment. Think of them as digital euros or dollars that move at blockchain speed.
No. SecurePay.Tech manages the wallet infrastructure. As a business customer, you interact with a familiar dashboard — not with private keys or blockchain addresses.
Ready to move money at blockchain speed?
Talk to us about your payment operations and see how SecurePay.Tech fits your business.